Validated transactions
Not blind automation. Not spreadsheet burnout. Banks and bills suggest — you confirm on Today. The modern pause cash used to give.
Desktop · Statements
Your books, full screen.
Balance Sheet, Profit and Loss, and Cash Flow — the same ledger, on a real desktop.
app.fincipro.com / statements
Terminal
Statements
Ledger & folio · This month
Assets
842.400 €
- Checking12.840 €
- Emergency savings28.500 €
- Brokerage124.200 €
- Primary home650.000 €
- Vehicle26.860 €
Liabilities
428.600 €
- Home mortgage412.000 €
- Credit card4.200 €
- Personal loan12.400 €
Equity
413.800 €
- Net position413.800 €
- Liquid cushion41.340 €
The real pulse
Every inflow. Every outflow.
Overdrafts, loans, and friends & family — liabilities that belong on your books, not in a forgotten chat.
Stress becomes rhythm.
Command Center is your cash-flow pulse — calm and green — with the five signals that make the rhythm readable.
Cash flow
Stable rhythm
42%
Saved+18%
Momentum48%
Spend / inflow12%
Debt load64%
Liquid mix- Invite-only beta
- Validation first
- Honest net worth
- Peer loans
- Multi-currency
- Market marks
- Built for the EU
Why FinCipro
Personal finance that respects your attention.
Honest net worth
Balances held, obligations, and receivables — including peer loans — one net position.
Peer loans & splits
Link a FinCipro user or settle a trip tab. Both sides approve before books change.
Open banking (Prime)
Licensed PSD2 connect is the Prime destination — waitlisted in this invite beta. When live: daily sync, you still validate every line.
Multi-currency & marks
Native transaction currency first. Investments revalued with market marks — households that span accounts and borders.
Pricing
Invite beta is free. Prime bank sync when we go live.
Personal stays manual forever. Prime will add bank connect — 2 institutions, 3 accounts, once-daily auto-sync — for €1.99/month. Bank connect is waitlisted during this soft launch.
See full pricingPersonal
Free
Prime
€1.99/mo
Invite-only beta
Ready to feel your money again?
Request access — no card required. This beta is manual entry; bank sync ships with Prime when Enable Banking goes live for end users.